2026 crop insurance harvest price
Revenue Protection pays on the higher of two prices: the projected price (February average) and the harvest price (October average) of Dec corn and Nov soybeans. October is happening now. Here's the harvest price so far, day by day, and what your policy is worth at today's numbers.
Corn
If Dec corn holds at $4.83, October finishes near $4.88
Harvest price above projected raises your revenue guarantee (RP).
Soybeans
If Nov soybeans holds at $12.88, October finishes near $12.88
Harvest price above projected raises your revenue guarantee (RP).
Your policy, per acre
Estimated payment
| Revenue guarantee | — |
| Revenue to count (your yield × harvest price) | — |
| Yield where a payment starts | — |
APH yield × coverage level × the higher of projected and harvest price (or just projected with the harvest price exclusion).
If your actual yield × the harvest price comes in under the guarantee, the difference is paid per acre, before premium.
Every October settle of Dec 26 corn and Nov 26 soybeans moves the harvest price. It's final after October's last trading day.
An estimate for planning, not your policy. Your payment depends on your unit structure, county, actual production records and the final prices RMA publishes. Most Midwest counties use February/October; some southern states use different months. Projected prices and volatility factors from RMA via farmdoc daily; daily settles from the CBOT settlements in USDA Market News. Talk to your crop insurance agent.