Store or sell calculator

Does holding grain pay? Today's futures carry plus the basis change you expect, minus storage, interest and shrink, for every contract month. Also shows how much the basis has to improve just to break even on storing.

Futures updated Mon Oct 26, 2:01 PM CT

Your numbers

Bushels

Basis

Your stateFills in today's average elevator basis

Basis today, cents/buNegative = under futures

Basis gain you expect, cents/buHow much better than today when you sell (0 = same)

Storage

Storage, cents/bu per monthCommercial often 3-5¢; on-farm mostly fan power and handling

One-time charge, cents/buIn/out, handling, drying. 0 if none

Interest rate, %Your operating loan rate (money tied up in grain)

Shrink and quality loss, %

Best month on your numbers

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cash price if sold now

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more per bushel by storing

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on your bushels

Every contract month

Sell in	Futures	Carry	Months	Cost to store	Net vs now	Basis gain to break even

Carry = that month's futures minus the nearby month. Cost to store = storage + one-time charge + interest + shrink, per bushel. "Basis gain to break even" is how many cents the basis has to improve from today for storing to that month to match selling now.

This is arithmetic on the numbers you enter, not advice on when to sell. Futures and basis change every day, and the basis gain is your own estimate. Futures are delayed; state basis is USDA's average elevator basis from the latest daily cash bids report, so your elevator may differ. Your numbers stay in this browser. Cash bids & basis · Break-even calculator · What is carry? · Price a put